Personal Car Leasing
Personal car leasing is becoming more popular than ever—and it’s easy to see why. It’s one of the most cost-effective ways to drive a brand-new vehicle without a large upfront payment.

What Is Personal Car Leasing?
Think of it like long-term car rental. You choose the make, model, and exact specification you want, agree your annual mileage, and sign up for a fixed term—usually 24 to 48 months—tailored to your needs.
At the end of the agreement, you simply hand the car back and, if you want, pick out your next one. No hassle, no depreciation worries—just straightforward, predictable motoring.
Advantages of Personal Leasing
- Lower Upfront Cost – Drive a brand-new car without a big deposit.
- Fixed Monthly Payments – Easy to budget with one set cost each month.
- No Depreciation Worries – Hand the car back at the end with no resale hassle.
- Your Choice of Car – Pick the exact make, model, colour, and spec you want.
- Regular Upgrades – Swap into a new car every 2–4 years.
- Optional Maintenance – Add servicing, tyres, and breakdown cover for complete peace of mind.
- Road Tax Included – Covered for the duration of your lease.
Things to Consider with Personal Leasing
- Early Termination Can Cost – Ending your lease early usually comes with a fee.
- Mileage Limits Apply – Exceed your agreed mileage and you’ll pay for every extra mile.
- Condition Counts – The car must be returned in good condition; damage outside the Fair Wear and Tear Guide may incur charges.
- Insurance Requirement – You’ll need fully comprehensive insurance throughout the agreement.
- No Ownership – You’ll never own the vehicle, and in most cases there’s no option to buy it at the end.
